On the fourth episode of Closing Day, we talk about what it looks like to work with your lender as closing day approaches. Kyle interviews Julie Lapham, a loan officer with Mann Mortgage here in Missoula, Montana. With over 20 years of experience as a loan officer, Julie is an advocate for a simple, educational experience throughout the lending process.
Topics addressed in this episode:
- Selecting a lender
- Safeguards in place to protect the buyer
- Pre approval
- Loan rate locks
- Buying down interest rates and mortgage insurance
- Understanding closing costs, origination fees, and taxes
- Downpayment gifting
- The 4 types of mortgages
- The dos and don’ts of the lending process
Kyle and Julie dive into these topics and more giving listeners great information and tangible action steps that can be taken to help them reach their own Closing Day on their first home!
Mann Mortgage (Missoula) - https://missoula.mannmortgage.com/
Julie's Website - https://julielapham.mannmortgage.com/
Which Type of Mortgage is Right for You? A Guide for Home Buyers - https://www.realtor.com/advice/finance/which-type-of-mortgage-is-right/
What are Mortgage Points and How Do They Work? - https://www.daveramsey.com/blog/what-are-mortgage-points